Are you getting the most out of your finances?
Whatever your circumstances, we’ll find the right loan for you.
Business & Commercial Loans
You might be starting a new business, buying an established business, or wanting to grow. You might even be looking at developing property or buying commercial property. Whatever stage you’re at, chances are you’ll need some cash to make it happen. Understanding different business and commercial loans, and how to get approved for them, is all part of our loan brokering service to you.
Commercial Property Investment
When it comes to finance for investing in commercial premises, there is a wide range of commercial property loans across the lending market. Commercial property investment is considered to be higher risk than residential property investment so there’s a few more hoops you’ll have to jump through. I can tell you the deposit required for a commercial property loan and show you how to leverage equity in existing properties, if you have them.
Business Cash Flow Finance
Business cash flow finance helps you stay afloat and meet your working capital requirements in periods of irregular cash flow. You can use the funds to help manage your cash flow when cash may be tight, or to help finance business growth.
Property Development Finance
If you’re looking to grow your wealth with property development, you’ll need to be able to fund your next venture. Property development finance is a highly complex area of finance, because of the higher costs and scrutiny involved. I know exactly what lenders are looking for and how to give your application the best chance of getting over the line.
Self Managed Super Fund Loans
If you have a SMSF, you might be considering using it to buy a residential or commercial investment property. SMSF loans can be an incredibly smart long-term investment in your future. SMSF loans are wildly different to standard home and investment loans, and there’s huge variation in the way SMSF lending is viewed by the banks. I know the challenges you’ll face and can lead you through obtaining an SMSF loan to grow your retirement nest egg.
Home Loans for Owners & Investors
Whether you’re a first home buyer, or buying a new home, my goal is to demystify the home loan market and find you a mortgage that is a combination of the right interest rate for you, as well as providing all of the features you require from a mortgage. Re-draw facility, offset accounts, the freedom to split your loan, discounts on everyday banking needs…. let’s work out the additional features you want from a loan and find it for you.
Not happy with your current home loan? It’s time to get a better deal. Whether considering refinancing to take advantage of lower rates, reducing the term of your loan, adjusting repayments so you can own your home sooner, or accessing equity, we can help you find a home loan that fits you better now and into the future. It’s always a good time to review your home loan and check that it’s helping you achieve your financial goals.
Deciding on a new home construction is an exciting time but construction loans can be complex, so make getting your finances in order is your first step. We can help you find a construction home loan, to get the funds you need to build your dream home.
If you have a vision to build wealth through property investment, we can help you make it a reality with a tailored investment property loan. Getting the loan strategy and structure right, is central to the success of your investment property portfolio. Let’s make sure you’ve got the right fit.
Depending on what business you’re in, you might need to buy vehicles, trucks, trailers, or other commercial equipment. Borrowing money to fund these purchases means you’ll get the assets you need, and you can use the cash you’ve got to keep doing business.